Thursday, November 10, 2011

When Do We Get to Have Fun?

I was talking to some friends who didn't understand what getting into debt meant. They told me they had debt, but that it wasn't so bad. Debt, no matter how many leagues under the sea, can be crushing. If it isn't, then you're one of the lucky few. Generally, debt will throw you a curve ball and knock your socks off. Even if you don't get into trouble with your debt, do you really love paying all that interest which compounds over the course of the debt's life?

For those of you who are finding it difficult to do everything the Financial Genie has offered here and wondering when you might start feeling lighter and more relaxed about your situation, consider the story of the tortoise and the hare. The slow tortoise plodded along while the hare slept, ate, slept some more and malingered his almost certain win. Malingerers do that, they plump themselves up, over confident that whatever needs to be done will get done...eventually.

This means that while the interest is climbing out of sight, the vagueness has made you sleepy. No one wants to actually get up off the couch and go find all those statements and begin the work. So another nap. Meanwhile, the calls and mail from creditors keep coming in.

But the Financial Genie can guarantee that the fun begins when one commits to taking the action of tearing up the cards AND closing the accounts, of contacting the creditors with a payment plan - however small - and ensuring the daily income and cash flow are recorded with accuracy.

Slow? Tedious? Time consuming? Sometimes it can be. But the alternative is worse.

So the Financial Genie has an offer to make. You do the mundane work, and in a very short while you'll be enjoying a modicum of prosperity. You'll be sitting in the driver's seat and enjoying no more phone conversations with creditors AND you will have more money available to you than ever before.

It really doesn't matter if they've socked you with added interest. They'll see you're making every effort. You're just not taking the path of the boisterous, arrogant hare, but the path of the slow, steady, unassuming tortoise who has outwitted that lazy, old hare.

"Life begins each morning...Each morning is the open door to a new world - new vistas, new aims, new tryings." ~ Leigh Hodges

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