Monday, October 31, 2011

Finding Happiness Despite Debt



There comes a time when you just get sick and tired of keeping numbers, phoning the creditors, writing down the phone conversation you had with them and paying off the debt ever so slowly.

You wake up one morning and life still hasn't gotten you where you want to go. You find yourself in the middle of the wreckage of your life or to be more concise, a bad dream. No matter what words you use to describe it, it really is a pain to go through all of this. You've gone this far, and now think you'd like to coast for awhile. You think 'I can just do a little more shopping than I actually have the money for and maybe I don't really need to look at the numbers and write them down daily and maybe that old credit card I put in the freezer can be thawed and I'll get it and .....'

STOP!

It does get tiresome. You haven't arrived at the point when all the statements have zero balances. I'll give you that, having been there. But despite the children wanting a new iPAD, you needing new golf clubs, the oven burning everything, I'm going to tell you to keep on keeping your numbers daily and going to the mailbox daily and opening the mail daily. And communicating regularly with your creditors.

Just don't give up.

Some of you might not have this exact problem, but when you were using credit cards, all the things you did before didn't exactly work for you the way you'd hoped. Right? So you might as well stick it out and get to the end of all this chaos.

If you want to feel good, you can.

If you don't want to feel good, you can.

So here you are paying off the debt slowly, thinking to yourself, 'Well isn't this just a tea cup ride.' I get that. I would wake up with vertigo so bad I couldn't walk. And each time the phone range, I'd get another migraine. Now is the precise time to keep your chin up because it will payoff. And better than you think.

Here's what I would suggest. If you're feeling agitated and you're outdoors, go indoors. Go anywhere else than where you are. Meet a friend at a coffee shop. Vent if you must, but consider that you may be on the threshold of something wonderful and it may just be around the corner. You're being treated to life doing what life does. And your role now is to have fun. You're allowed. You're worthy of it. You're doing a helluva job getting out of debt and becoming a very bright light to your loved ones who need to see you getting out of debt, even if you're whining and pouting.

Going without an iPad is precisely the right thing to do. Your children love being with YOU! That's an entire Universe better than an iPad. Doing things together will transform your family life into something you could never have imagined.

This is it. It isn't the next lifetime. It's now. Go for broke. Play, laugh, enjoy yourself and be happy. Truly happy, not just ho-hum happy. But giddy happy. Putting a smile on your face has proven at the cellular level to make you happy. So keep smiling. Sounds trite? Sure, but smile anyway.

"Your life is supposed to feel good to you, and you are meant to feel happiness in your life - and you are meant to satisfy your dreams." ~ Abraham-Hicks

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